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The full recording of Retire on Your Terms is ready. It runs 52 minutes, and the Q&A starts at minute 38.

Four things to remember

1. Start with what you spend, not what you earn.
2. A 4% yearly withdrawal is a starting point, not a rule.
3. Keep two years of spending in cash to ride out bad markets.
4. Check your plan once a year, or after any big life change.

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Northstar Wealth Partners
250 Polaris Plaza, Suite 900, Minneapolis, MN 55402

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